nguPatricia Hughes
Uma ulindele umntwana futhi ufuna ukuhlala ekhaya, udinga ukunquma ukuthi ungakwazi yini ukuyithola ngeholo elilodwa. Uzodinga ukuthola izindleko zakho zanyanga zonke futhi unqume ukuthi ungazinciphisa kuphi izindleko. Udinga futhi ukuthola ukuthi ingakanani imali ozoya kuyo emsebenzini ukuze unqume ukuthi yimalini yomholo wakho ozobuya nayo ekhaya ekupheleni kwenyanga ngayinye.
Ukuthola Izindleko Zakho Zanyanga Zonke
Ukuze unqume ukuthi udinga yini ukubuyela emsebenzini, udinga ukuqala ngokuthola izindleko zakho zanyanga zonke. Landela lokhu izinyanga ezimbalwa phakathi nokukhulelwa kwakho. Bamba izitatimende zakho zasebhange zezinyanga zakamuva ukuze usize uthole umbono wezindleko zakho zanyanga zonke. Faka kuhlu yonke imali oyichitha ezikweletini nakwezinye izinto.
Yenza uhlu lwazo zonke izindleko zakho. Faka zonke izikweletu zakho, njengemali mboleko, izinkokhelo zemoto, yonke imishwalense, izikweletu zezinsiza kanye nokudla. Faka ohlwini izindleko zokudla ngaphandle, ezokuzijabulisa, izingubo, izipho nanoma iyiphi enye imali oyisebenzisa njalo. Kubandakanya ukunakekelwa kwemoto, ukunakekelwa kwekhaya kanye nezindleko zegesi.
Uma usubhale zonke izindleko zakho isikhathi esiyizinyanga ezimbalwa, bheka uhlu lwakho. Yiziphi izindleko ezitholwa nyanga zonke? Lokhu kuzobandakanya zonke izikweletu zakho, njengemali mboleko yakho, inkokhelo yemoto, imishwalense kanye nezikweletu zezinsiza. Lezi ngeke zishintshe futhi uzodinga ukukhokhela lezi zindleko nyanga zonke. Bheka lonke uhlu lwakho ngezindlela onganciphisa ngazo izindleko futhi ukwazi ukuhlala nengane yakho.
Ukunquma Izindleko Zokusebenza
Okulandelayo, udinga ukuthola izindleko ezitholwe ngokusebenza. Izindleko ezinkulu kakhulu imindeni eminingi ebhekana nazo izindleko zokunakekela izingane. Ukunakekela izingane kungase kubize kakhulu, kuye ngokuthi uhlala kuphi kanye nohlobo lokunakekela olufunayo enganeni yakho. Izindleko zokunakekela ingane yakho cishe zizosuka ku-$500 ziye ku-$1000 ngenyanga ekunakekelweni kosuku ekhaya noma esikhungweni.
Lesi sibalo ngesengane eyodwa. Uma unengane engaphezu kweyodwa, isibalo sizoba phezulu. U[tag-tec]umzanyana[/tag-tec] noma wangasese [umaka-self]umzanyana[/umaka-self] kuzobiza imali eyengeziwe. Shayela abahlinzeki bokunakekela endaweni yangakini futhi ubuze ngamanani endaweni yangakini ukuze uthole umqondo wezindleko ezihilelekile ekunakekelweni kwezingane. Khuluma nabangani kanye nosebenza nabo ukuze uthole ukuthi yini abayikhokhela [i-tag-ice] yokunakekela izingane[/tag-ice] njalo ngenyanga.
Izindleko ezinkulu ezilandelayo abantu abaningi ababhekana nazo izindleko zokuhamba. Lezi zindleko zizoncika ekutheni uhamba ibanga elingakanani nokuthi ufika noma ubuya kanjani emsebenzini. Uma ushayela uya emsebenzini, thola imali oyisebenzisayo ukuthenga uphethiloli nokunakekela kanye nokuguga kwemoto yakho. Uphethiloli ubiza kakhulu njengamanje. Izindleko zikaphethiloli zizodwa zingafinyelela emakhulwini amaRandi inyanga ngayinye. Ingabe kufanele ukhokhele indawo yokupaka? Faka nalesi sibalo.
Abanye abantu basebenzisa izinto zokuhamba zomphakathi. Ingabe ugibela isitimela noma ibhasi oya noma ubuya emsebenzini wakho? Uma wenza kanjalo, thola ukuthi uchitha malini inyanga ngayinye uma uya emsebenzini. Engeza lesi sibalo ezindlekweni zokusebenza.
Uyadla ukudla kwasemini? Udla izikhathi ezingaki ngenyanga ngesidlo sasemini? Ngokuvamile uchitha malini isikhathi ngasinye lapho u-oda ukudla kwasemini? Phindaphinda ukuthi uchitha malini usuku ngalunye ngenani lezinsuku ojwayele ukuzidla uzithathele ukudla kwasemini. Engeza lesi sibalo ezindlekweni zokusebenza. Futhi, cabanga ukuthi zingaki izikhathi zakusihlwa enyangeni evamile ozidlayo ozithathayo ukuze udle isidlo sakusihlwa. Abesifazane abasebenzayo bavame ukwenza lokhu ngaphezu kwabesifazane abahlala ekhaya, ngoba basuke bekhathele kakhulu noma besekhaya sekwephuzile kakhulu ukupheka.
Cabanga ngemali oyisebenzisayo ukuthenga izingubo zokusebenza. Izindleko zekhabethe lochwepheshe zingabiza kakhulu. Uma uthatha izingubo zakho zomsebenzi uziyisa kokuhlanza izingubo, cabanga ukuthi uchitha malini ekuhlanzeni. Engeza lezi zibalo ezindlekweni zokuya emsebenzini.
Uma usuqedile ukuthola izindleko zendawo ngayinye kulezi, thola isamba sanyanga zonke. Susa lesi sibalo emholweni wakho wanyanga zonke oya nawo ekhaya. Yimalini esele ngemva kokuba zonke izindleko zokusebenza sezidonsiwe? Ungase uthole ukuthi kunemali encane kakhulu esele. Ingabe kufanelekile ukusebenza isikhathi esigcwele ngale mali?
Ungawasika Kanjani Amakhona Futhi Wonga Imali
Uma ufuna ukuhlala ekhaya, uzodinga ukufunda ukwehlisa izindleko zakho ukuze wonge imali. Kuwushintsho olukhulu ukusuka emiholweni emibili uye kwelinye. Ngeke ukwazi ukusebenzisa imali njengoba wenza ingane ingakazalwa. Buyela emuva ohlwini lwakho lwezindleko zanyanga zonke. Bheka ukuzijabulisa, okokugqoka kanye nezindleko zokudla ngaphandle. Ngokuvamile, lezi zindleko ziyindawo elula kakhulu yokunciphisa.
Cabangela ibhili lakho legrosa. Ungase ucabange ukuthi lezi zindleko azishintshi futhi azikwazi ukushintshwa. Ungagcina imali ezindlekweni zokudla. Qala ukusika amakhuphoni. Ungathola amakhuphoni ephephandabeni langeSonto nakumawebhusayithi amaningi ekhuphoni aku-inthanethi. Lezi zingosi zinikeza amathiphu okonga imali ekudleni. Cabangela ukujoyina i-warehouse club ukuze wonge imali eyengeziwe. Ungonga kancane ngokuthenga izinto ozisebenzisa njalo ngenqwaba.
Ukuthi usika amakhona akusho ukuthi awusoze wajabula noma uthenge into entsha. Kufanele nje ufunde ukuba yi-bargain shopper. Thenga ngesikhathi sokuthengisa izingubo zakho nezingane. Thenga izinto ezifana namabhantshi asebusika ekupheleni kwesizini zonyaka olandelayo ukuze wonge imali. Usengaba nobusuku bosuku nomyeni wakho ngokudayisa ngokugada izingane nomunye umbhangqwana noma ucele ugogo ukuthi akwenzele ukuhlonishwa. Uzodinga ukwenza ubuciko ngezimali zakho ukuze uhlale ekhaya nengane yakho.
Biography UPatricia Hughes ungumbhali ozisebenzelayo nomama wezingane ezine. UPatricia uneziqu zeBachelor in Elementary Education azithola eFlorida Atlantic University. Ubhale kabanzi ngokukhulelwa, ukubeletha, ukukhulisa izingane kanye nokuncelisa. Ngaphezu kwalokho, ubhale mayelana nokuhlotshiswa kwekhaya kanye nokuhamba.
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